Do not spend any money unless it is on bills, groceries or other necessary items. ( I am including gas since I am an itinerant teacher and have to drive daily) However, I am paying the groceries and other items with a rewards card. I am tallying up what I use and will refund it at the end of the month. This way I get rewards points. I just used the rewards points from this past year to get a few new things that I wanted. I got a piano, fitbit, grill cover and a few other items for the house. I was happy to have a little money to spend on myself. What would you spend on yourself if you had extra money?