Sales do not always save money. The only way to save money is to not spend anything at all.
I hope that it has not gotten to cold where you live. I have started winterizing my home and I have a few tips to help you! They can help save money as well.
Windows-chalk and either put plastic in the inside or get the curtains that have the plastic backing to keep the house warm
Outside air units cover to keep cold air from coming inside the house
Doors- put the foam around the door to keep cold air from coming in
Cover pipes and your hot water heater to save money and to keep pipes from bursting
I hope that this topic is not to suprising to you. I have some people in my group that seem not to know me at all. I mean really- what am I going to do with solar lights outside? If it is dark, I am not going out and my dogs will just mess them up. So what I do is I write down who gave it to me and put a sticky note on it. The next year I give it to another person in a different circle. Ex. gift from a church friend to school friend. But only if it is in good condition. WHat do you think? Should you regift if it is something you will never use?
I think I have already discussed cards but I wanted to take a moment to do so again. Credit cards are a great thing to have if they are used correctly. You must pay them off every month to get the benefits otherwise you are paying interest and there is no point in having them. What is your opinion? I use them to get cash back and it is a great thing for me.