I am done with Christmas Shopping! Yay! I will even tell you I did not buy anything online or using Black Friday Deals. I try to find things that are sold locally and not big box sell purchases. I got my last gift when I went to the Arts and Craft show. I was looking for something for my dad and found a leather maker. I saw a great wallet for a reasonable cost and got it. I was so glad to be finished. How do you prepare for the holidays?
Good Morning! I wanted to take a moment to say, gifts do not have to be expensive to show that you care for someone. I have a friend that will spend a lot of money on others. She states that it is because she cares for them. However, some of the rest of our group can not afford the same amount on a gift on her. She gets upset later. I try to tell her that it is the thought that counts. I can get a 3 dollar movie, popcorn and hot chocolate and call it a movie night gift. I know that most of my friends would be happy with it. Please take consideration this year and be happy for all the gifts that you are given.
Do not be afraid to take the first step and look at your credit report. There are many reports that you can get. I use http://www.experian.com/ I get it monthly free. Now you can spend money and get more information but you can get the main idea free. It helps me know where I stand and what I can do to help get out of debt faster. What do you use?
Please do not be afraid of insurance. When something happens it feels better when you know someone or something is there to help you. I got into a fender bender and it does make you feel better to know that I will not have to pay the full amount to get my truck back on the road. What has insurance helped you with?